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For many consumers the decision to invest can be a difficult one. With so many options available, so many banks and corporations offering investment terms, the process can be such a headache many will simply not invest. This however would be a...

Annuities are a popular way both to invest and to save for retirement. The idea behind an annuity is that by combining a life insurance policy with investment advantages and tax deferred status, you arrive at a singularly effective savings...

The financial crisis of 2008 has resulted in many investors moving their money into pure cash and cash-like instruments such as money market accounts and funds. Many investors have become much more conservative in their asset allocation methods...

Fixed retirement annuities are in many ways like investing in CDs. They pay guaranteed rates, in many cases higher than CD rates, and they provide convenient, predictable payments. While this stable, dependable source of income may be ideal for...