A.M. Best: 
Annuity type: 
Fixed Annuities,
Variable Annuities,

A.M. Best rating: A+:
Fixed Annuities
Income Annuities
Variable Annuities

MetLife is a leading provider of insurance as well as other financial services. With a corporate history dating back to 1863, MetLife has millions of individual and institutional customers throughout the United States as well as operations outside the U.S. in Latin America, Europe and the Asia Pacific region.

If you are planning for your retirement years, MetLife offers a variety of annuity products that could help. Annuities can be a key part of your financial plan in your retirement years by providing you with a steady, reliable source of income throughout the rest of your life.

The annuities offered by MetLife fall into three basic categories.

Variable Annuities:

  • Provide growth potential in a up market environment
  • Protect your level of income in a down market
  • Provide the flexibility for you to start and stop withdrawals as needed when your situation or circumstances change
  • Offer a lifetime source of income
  • Invest your money in a variety of options that can grow tax-deferred
  • Add optional living benefit rider for an insurance component to supplement your annuity
  • Stay in the market even if you are making withdrawals
  • Make withdrawals immediately plus still guarantee income later no matter how the market performs
  • Adjust the amount of withdrawals based on your needs as well as market conditions

Income Annuities:

  • Provide more spending power by using fewer assets to create greater income
  • Avoid market swings which helps protect and maximize your income
  • Give you a guaranteed, lifetime source of income to cover basic expenses
  • Frees up other assets to use for any way you choose
  • Can be set up as immediate where income stream begins as soon as you purchase the annuity or deferred where you arrange to start taking withdrawals at some later date
  • Deferred plans allow you to specify today how much income you will receive at a pre-determined point in the future
  • Deferred plans can be purchased with lumps sums or incremental payments

Fixed Annuities:

  • Provide protection and security of your principal
  • Provides a source of income for the remainder of your life
  • Removes uncertainty by offering guaranteed and predictable rates
  • Principal is safe
  • Guaranteed rate of return
  • Provides income payments that you can’t outlive
  • Removes the worry from drops in the stock market
  • Provides the peace of mind that your investments are making money even if it is only a modest return

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